Bank statements in.
Reconciled, evidence-backed books out.
EkCell extracts, auto-categorizes and matches your bank transactions to invoices — every entry backed by source-cited evidence you can click and verify, with an audit trail behind it.
Every entry, evidence-backed — click any line and see exactly where it came from.
Books get done. Proving them is the hard part.
Most tools convert a bank statement PDF to Excel and stop. The real work — categorizing every line, tying it to invoices, and being able to show where each number came from — stays manual.
Today, by hand
- 1Download the statement PDF and retype or copy rows into Excel.
- 2Categorize hundreds of transactions line by line, from memory.
- 3Hunt invoices across folders and email to tie payments to bills.
- 4Reconcile in a second spreadsheet, hoping nothing got missed.
- 5When questioned, dig through PDFs to find where a number came from.
With EkCell
- 1Upload the statement — any bank, any format, any page count.
- 2Every transaction extracted into a clean, searchable sheet.
- 3Categories fill in automatically from a 70+ category taxonomy — click any chip to override.
- 4Invoices matched to transactions: AUTOCLOSE, review queue, exceptions.
- 5Click any entry to see the highlighted source line in the original document.
From PDF to verified books, in one flow
These are real product screens from ekcell.ai — not concept art.
Upload your bank statement
Drop a PDF or CSV from any bank — HDFC, ICICI, SBI, Axis, Kotak and 50+ more, in any layout and page count. Invoice and payslip extraction are on the way.
Extracted, then auto-categorized — with you in control
Every transaction lands in a clean, searchable sheet — date, narration, withdrawal, deposit, balance — and a category chip appears on each row from a 70+ category taxonomy. Click any chip to see suggestions with confidence levels, override it, or create a rule that EkCell applies going forward.
Match invoices. Review, then approve.
Hit Match Invoices and EkCell links transactions to invoices automatically — matched rows get an Invoice Match chip with the invoice number. The Autoclose banner lets you review matched evidence with the PDF and invoice side by side, then approve individually or bulk-approve verified matches in a single click.
Built so every number can defend itself
We don't do your accounting. We prove your accounting is right — with an audit trail.
Cited evidence on every entry
Click a transaction and the source statement opens beside your sheet with the exact line highlighted. After a match, the invoice opens the same way. No black-box output — everything is traceable.
Privacy-first by default
Bank statements are sensitive. Files are deleted right after your session ends — nothing is kept on servers unless you explicitly turn on file saving in Settings.
Categorization that learns your books
70+ categories across 13 groups, applied automatically after extraction. Override any chip, add custom categories with keywords, and your corrections become rules for next time.
Reconcile & reports, not just rows
Invoice-to-transaction matching with AUTOCLOSE for confident matches, a review queue for your approval, exceptions for what's missing — and downloadable reports at the end.
A converter gives you a spreadsheet.
EkCell gives you books you can verify.
PDF-to-Excel converters compete on extraction accuracy. EkCell treats extraction as step one of the accounting workflow, not the product.
| Generic PDF-to-Excel converter | EkCell | |
|---|---|---|
| Extraction | Rows in a spreadsheet | Rows in a searchable sheet, each linked to its source line |
| Categorization | You do it by hand afterwards | Automatic, 70+ categories, learns from your corrections |
| Invoice matching | Not part of the product | AUTOCLOSE · review queue · exceptions, with evidence per match |
| Proof | None — you trust the output | Click any entry → highlighted source in the original document |
| Audit trail | No | Every entry traceable end-to-end |
| Data retention | Varies; often stored | Deleted when your session ends, by default |
| Output | Excel file | Categorized, P&L-ready Excel + downloadable reports |
For the people who have to stand behind the numbers
If your work is ever questioned — by a client, an auditor, or your own review — evidence-backed books are the difference between an answer and an afternoon of digging.
Chartered Accountants & accounting firms
You process client bank statements at volume and answer for every line.
- Any client's bank, any statement format — one workflow
- Cited evidence to back every categorization and match
- Client files deleted after the session — privacy you can promise
Bookkeepers & accountants
You live in the extract → categorize → reconcile loop every month.
- Statement to categorized sheet without retyping
- Custom category rules that learn your chart of accounts
- P&L-ready Excel export at the end
Small-business owners
You do your own books and want them right without becoming an accountant.
- Upload a statement, get categorized books back
- Free to use today — no card required
- Every number clickable back to your own statement
Controllers & finance teams
You're working toward a faster, cleaner month-end close.
- Invoice matching with AUTOCLOSE and a human approval queue
- Exceptions surfaced instead of discovered later
- Downloadable reports when the work is done
Frequently asked questions
Short answers, the way you'd want a colleague to explain it.
What is EkCell?
EkCell is an AI accounting tool by DeltaXY that converts bank statements (PDF or CSV) into Excel, auto-categorizes every transaction, matches transactions to invoices, and backs every entry with source-cited evidence and an audit trail. It is free to use today.
Is EkCell free to use?
Yes. EkCell is free to use today — upload a bank statement and start working, no payment details required. Plans and billing are coming soon.
Which banks and file formats does EkCell support?
EkCell reads bank statement PDFs and CSVs from any bank, in any format and any page count — including HDFC, ICICI, SBI, Axis, Kotak and 50+ more. Output is a categorized, P&L-ready Excel file.
How does auto-categorization work in EkCell?
Categorization runs automatically after extraction — no extra step. Every transaction gets a category from a 70+ category taxonomy across 13 groups (Income, COGS, Personnel, Facilities, Tax & Compliance and more). Click any category chip to override it, or add custom categories with keywords — EkCell learns from your corrections and applies them to future transactions.
What is cited evidence in EkCell?
Every extracted number is linked back to its exact source in the original document. Click a transaction and a side panel opens the source statement with the exact line highlighted; after an invoice match, the matched invoice opens the same way. That is what makes the output verifiable rather than a black box.
Is my financial data safe with EkCell?
EkCell is privacy-first: files are deleted right after your session ends — nothing is kept on servers unless you explicitly turn on file saving in Settings.
Does EkCell match invoices to bank transactions?
Yes. EkCell matches extracted transactions to invoices. Confident matches are marked AUTOCLOSE with cited evidence, uncertain ones go to a review queue for your approval, and unmatched or missing items are listed as exceptions. You can then download reports.
Who is EkCell for?
EkCell is built for Chartered Accountants and accounting firms, bookkeepers and accountants, small-business owners doing their own books, and finance teams working toward a faster month-end close.
Does EkCell work outside India?
Yes. EkCell reads bank statement PDFs and CSVs from any bank in any country — the extraction, categorization and matching workflow is not tied to one region.
How is EkCell different from a PDF-to-Excel converter?
A converter stops at extraction. EkCell continues the accounting workflow: it auto-categorizes every transaction, matches transactions to invoices, and attaches source-cited evidence and an audit trail to every entry — so the output is books you can verify, not just a spreadsheet.
Upload a statement. See your books prove themselves.
Free to use today · Files deleted when your session ends · Evidence on every entry
"We don't do your accounting. We prove your accounting is right — with an audit trail."